Seasoned banking and financial expert with over 36 years of experience in prestigious financial institutions. Specialized in feasibility studies, financial and banking analysis, restructuring and developing companies and projects, bad debt resolution, and negotiation of agreements and contracts. Adept at implementing innovative solutions, driving operational efficiency, and achieving strategic goals.

• Professional Diploma in Management
  The Arab Academy for Banking and Financial Sciences & The American Institute of Banking (2002)
• Professional Diploma in Basic Bank Credit
  The Arab Academy for Banking and Financial Sciences & The American Institute of Banking (2001)
• Bachelor of Commerce in Accounting
  Ain Shams University (1984) – Grade: Good